philadelphia american life insurance company provider portal

doxo is not an affiliate of Philadelphia American Life Insurance Company. They have also added several Preferred Providers offering fair pricing for their services. Go anywhere else. The second product is the Critical Illness One coverage, which helps individuals cover the expenses that might come from a serious illness or accident. Philadelphia American has added several tools to help you with finding fair prices for your healthcare needs. PPO network! Plus you cant beat the premiums. Ive had this insurance for some time with a few claims. Pan-American Life's online U.S. and Private Client Life customer portal is designed to assist you in managing your life insurance policies. Grey. Black. We are committed to protect your privacy. No endorsement has been given nor is implied. Hummm, sounds like a messy situation, in all companies mistakes and errors happen, if this was an error on their part I am positive they will fix it. They also have offices in many states across the country. The North American Health Plansprogram with Philadelphia American allows you to go to any providerwithout restriction. Would NOT recommend at all. Worst Health Insurance ever!!! Once individuals qualify for In Home Supportive . Founded in 1924, the Philadelphia American Life Insurance Company prides itself on good, honest customer service, and providing their customers with care and compassion. New Tool Simplifies Verification of Insurance . Like a PPO, you can go to any healthcare provider nationwide, assuming they accept Medicare. Philadelphia American Health Provider Portal. - Radiology (MRI, CT, X-Rays, Ultrasound, Mammogram) These benefits not only help cover medical expenses, but everyday living expenses as well. I am going to find out.. Policyholders To review your policy benefits, check status of a . 23 S.E. The coverage through the Critical Illness Insurance gives covered individuals a lump sum cash benefit of up to $50,000 depending on the illness. The insurance has been great for me, much better than anything I have found on the new insurance plans. First off, none of my routine doctor visits were covered the first year. online trainings for your business at no additional charge. Same thing for my son, but his was outpatient surgery so they waived the deductible (its in black and white in the brochure) What a joke! - Gastroenterology (Colonoscopy, GI, Sigmoidoscopy) This is a fine company run by good, honest people. It will save you money and time from not having to go to the doctors office when you have a simple illness like cold or flu. So now Im back with them. We dropped it when our premium went to $2,000/mo. So, here we are. _____ Policyholders - Issued prior to 2011 Call Philadelphia American Life Insurance Company Policyholder Services: (800) 541-2363 Agent Services: (800) 554-0092. I didnt expect to need to use it but I did and they paid off quickly and staff are great to deal with.. They are located in Houston, Texas. Your feedback is anonymous and will be sent directly to Philadelphia Insurance team to help improving our services. This is not Obamacare so not everything is covered! 30285 N. East End Ave., Libertyville, Illinois 60048 Providing senior living solutions in the Triangle and Triad areas of North Carolina, including Raleigh, Durham, Chapel Hill, Wake Forest, Burlington, Greensboro, High Point, Winston-Salem and surrounding areas I f you have any questions please call our Customer Service Department at 800-552-7879 extension 1331. Since I can no longer afford the rates under the Healthcare Marketplace, my agent recommended this company. Forth, They dont cover any pharmacy drugs. Thanks so much to the agent who shared this awesome company with us! The amount of each payment depends on the coverage level you choose and the type of health care service you receive. They are located in Houston, Texas. I pay separate for a minimum essential rider and pay no penalty from Obamacare. If you get a new TV set or computer, you have to become familiar with it, same thing here. When looking at Philadelphia American Insurance Company reviews, its essential to remember that the company has three different subsidiaries. Health (9 days ago) Web30. Rodolfo Marrero is one of the co-founders at Medigap.com. The differences in costs can be substantial. They are a good company and it sounds to me like most of you needed an insurance agent to help you pick the correct coverage. Every single one of these reviews would have been 5/5 stars had you been in contact with a broker that knows the kind of plan that fits you best. The diagnosis (ICD) code for each date of service (this will be a 3 to a 8 digit code number and the procedure (CPT or HCPCS) code for each service rendered (this will be a 5 digit code number. They specialize . Let us be your one-stop shop for Medicare. Health. Find coverage that's right for you. Philadephia American offers Medicare Supplemental plans in many states throughout the United States. PROVIDING LIFE SAVINGS SOLUTIONS SINCE 2009. . The government health insurance website is HealthCare.gov. - Is available to address your out-of-pocket portion of medical bills incurred after healthcare services are performedthis element of our service is quite valuable and often reduces the amount owed by the customer. This is the second time Ive had insurance through them. All Medigap plan options are available except Plans K and L. In addition to Medigap plans, Philadelphia American also offers Final Expense. What types of Philadelphia American Life Insurance Company payments does doxo process? Basic Life Support: CPR and First Aid; First Aid for Hazardous Marine Life Injuries; Oxygen First Aid for Scuba Diving Injuries; On-Site Neurological Assessment for Divers; DAN Diver Emergency Management Provider (DEMP) First Aid & CPR; Tech. The paperwork was endless and we were sent the same paperwork multiple times. Brown. arteta vs ole head to head stats / best doctor in dominican republic for bbl / american health advantage of texas provider portal. I have this policy and they paid a great benefit for a hospitalization and surgery I had!! This site does not contain a complete list of all plans or products available. on. I will never use a major medical company again!. You can also call or text me at the number in the top right corner of this website or send me an email torobtavis@ushealthinsurancesolutions.com. Doesnt sound like you had a big claim, so you are just speculating! You can also fax your claims to: 281-368-7382. 4 Fill out our online request form or give us a call. PO Box 4884. These plans are designed for real people. He has been helping consumers find the right coverage since the site was founded in 2013. If Philadelphia American Life Provider Portal is not working properly, share the problem detail below. All rights reserved. There are two different health insurance products offered through the Philadelphia American Health Insurance Company, and this review will cover both of them. Karis360 provides unlimited accessto a suite of dedicated services and a team of expert Patient Advisors work with members to assist in navigating the confusing and expensive world of healthcare. P. O. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or . Philadelphia American Life Insurance Company company type is Foreign Corporation. They are a fraud. They have several subsidiary brand names, including New Era Lide Insurance Company, New Era Life Insurance Company of the Midwest, and Philadelphia American Life Insurance. 4 weeks??? New Era Life Insurance, philadelphia american life insurance. This company business address is Po Box 4884 Houston Tx 77210. Then when I get the lab bill I find they only paid $30, and there was a $30 discount and I was left with the remaining $64. And we would have paid about $12,000 out of pocket this year had we still had it. Choose from life insurance, dental, stop loss, and accident & health plans. This coverage offers benefits to customers who must cover expenses associated with an unexpected and catastrophic accident. PHLY Claims Philadelphia Insurance Companies Attention: Claims Department One Bala Plaza, Suite 100 Bala Cynwyd, PA 19004-0950 Phone: 1.800.765.9749 (Mon-Fri 8:30am - 8pm ET) Fax: 1.800.685.9238 Email: Claimsreport@phly.com After Hours claims (24*7) Phone: 1.800.765.9749 #3 Surety Claims Follow instructions here or email Surety.Claims@phly.com New Era Life Insurance Company, New Era Life Insurance Company of the Midwest, and Philadelphia American Life Insurance Company have independent reviews. Common questions, curated and answered by doxo, about paying Philadelphia American Life Insurance Company bills. I f you , Health (Just Now) WebPhiladelphia Insurance Companies Attention: Claims Department One Bala Plaza, Suite 100 Bala Cynwyd, PA 19004-0950 Phone: 1.800.765.9749 (Mon-Fri 8:30am - 8pm ET) Fax: 1.800.685.9238 Email: , Health (6 days ago) WebPhiladelphia American is a New Era Life Insurance Company subsidiary, a more prominent insurance firm. equitable national life medicare supplement provider portallake gibson high school tickets. To enroll in a Philadelphia American Medicare plan, you must have Medicare Part A and B. A subsidiary of the New Era Life Insurance Companies, the Philadelphia American Health Insurance Company (also known as the Philadelphia American Life Insurance Company) offers life and health insurance products for individuals. In order to give you the most efficient service, we have provided links to allow our customers to change policy information, report claims, or make a payment directly to your insurance carrier. And you shall use Philadelphia American Health Insurance Company Locations The main corporate office of the Philadelphia American Health Insurance Company is located at: 11720 Katy Freeway, Suite 1700 Houston, Texas In addition, there is a satellite office located in Omaha, Nebraska. For the PHCS Network, 1-800-922-4362 For PHCS Healthy Directions, 1-800-678-7427 For the MultiPlan Network, 1-888-342-7427 For the HealthEOS Network, 1-800-279-9776 For language assistance, please call 1-866-981-7427 For TTY/TTD service, please call 1-866-918-7427 Search for a provider > If you do not want to share your information please click on, *Copays are $20 per office visit, and $50 per ER visit if not admitted to a hospital, Limited to only Medicare Supplement plans, New Era Life Insurance Company: B++ (Outlook Positive) from A.M. Best, New Era Life Insurance Company of the Midwest: B++ (Outlook Positive) from A.M. Best, Philadelphia American Life Insurance Company: B++ (Outlook Positive) from A.M. Best. To register and create member account go to the: PALIC Member Portal. For 2016, it is 2.5% of your annual income. Many people open the login page using invalid links or fake websites. In addition, covered individuals and their families are compensated for an accidental death, transportation by ambulance or helicopter, as well as complete or partial dismemberment. Could you please contact me to help me know what I need to do so that I am not charged a penalty for dropping Obamacare. Company Profile Company Information Old Company Names Effective Date back to top NAIC Group List Lines Of Business The company is authorized to transact business within these lines of insurance. Health Insurance Associates, LLC. I understand Obama Care has affected and worsened the health insurance industry as a whole but this was not good insurance for my wife and myself. The rating represents an independent opinion from the leading provider of insurer ratings of a company's financial strength and ability to meet its obligations to policyholders . Not all plans are available in all states. . You will receive information in your policy or you can call 1-800-TELADOC. 7 DISLIKE REPORT 3. It provides you with easy access to check correspondence, view statements of account, pay premium and much more. Physicians are available by phone or Skype 24/7/365. Final Expense Life Insurance. I was told someone would call me back and, of course, that never happened. Easy to be an internet and phone bully. Philadelphia American Lifeoffers Fixed Benefit health plans in 33 states. Also, you are incorrect about the penalty, you can add a rider for minimum essential benefits and avoid the penalty. START USING OUR RESOURCES JOIN OUR MAILING LIST FOR BENEFIT UPDATES A note about Coronavirus (COVID-19) READ MORE Be sure to read the fine print. If you are hospitalized and your confinement is expected to be for more than 3 days, please contact our Customer Service Department at the number below for assistance. We're always available to discuss your situation as well. Planning for the Unexpected Supplemental insurance policies offer additional coverage and cash benefits when you need it most. It doesnt take them 24hrs to process debit to my bank account, why should I wait 4 weeks? file a claim with PALIC by completing a claim form (attached to email with this document), attach the medical bill/prescription receipt and email to PALIC at: Please provide the following information. After my husband was in a bad vehicle accident (not at fault) We ended up with around $9,000 in hospital bills. and is not an offer to sell or a solicitation to buy any security or any insurance product. Philadelphia American offers Plans A, B, C, D, F, G, M, and N. They also provide the high-deductible version of Plan F as well as the high-deductible version of Plan G. These plan options are named Plans HDF and HDG. I f you have any questions . - Assist Health offers networks of providers nationwide offering significant discounts for: Mention Philadelphia American and select a provider from their network. A non-government site powered by Health Insurance Associates, LLC., a health insurance agency. 2023 New Era Life Insurance. All three subsidiaries offer Philidelphia American Medigap plans. Galaxy's number of covered lives is over 3.5 , Health (4 days ago) WebTake control of your financial and health care future. detail so that our moderator or a community member shall respond to you. There are many of opportunities for you to review how this policy works, first, you said did not respond timely well, and they by law have a window of time to respond to claims, if they have all the requested documents to support a claim! Took short-term major medical off the Market, only indemnity Health Plan left. They pay first instead of deductible first, your non-hospital needs only have a $50!!!!! total. This is received separately from your PALIC member packet. The Medicare Supplement Insurance is designed to help individuals meet their own specific health care coverage needs. Great Southern Life Insurance Company; Kemper Health; KSKJ Life, American Slovenian Catholic Union; Lincoln Heritage Life Insurance Company . Policy Number Include leading zeros of a policy number, if exists. They specialize in , https://www.medigap.com/medicare-by-carrier/philadelphia-american/, Health (1 days ago) WebThe most updated results for the Philadelphia American Provider Portal page are listed below, along with availability status, top pages, social media links, Check , https://portalslink.com/philadelphia-american-provider-portal, Health (2 days ago) WebWe offer: Major Medical (ACA plans) Vision Insurance Obamacare alternatives Short Term Medical Dental Insurance Retirement Plans Get A Medicare Quote Now Not finding , https://philalifeandhealth.com/individual/. See below for additional information. Do not fall for this insurance company. Invitations for applications for insurance on Medigap.com are made through Flex Rates, LLC, a subsidiary of Excel Impact, only where licensed and appointed. This could be because there are currently no opportunities available at any of the three companies, or because they do not advertise their positions online. If the accident was related to a motor vehicle accident, we need a copy of the MVA Report. Philadelphia American - Custom Benefit Plans, Inc. Philadelphia American Life Provider Portal, United American Insurance Company Provider Portal, American Continental Insurance Company Provider Portal, American Transit Insurance Company Provider Portal, Gpm Health And Life Insurance Company Provider Portal, Oxford Life Insurance Company Provider Portal, Pyramid Life Insurance Company Provider Portal, Pan American Life Insurance Provider Portal, United National Life Insurance Company Provider Portal, Sentinel Security Life Insurance Company Provider Portal. They are located in Houston, Texas. The availability of each plan(s) vary by state. Health (3 days ago) WebProviders Provider Portal Provides on-line access to policy benefit information & EOBs (Explanation of Benefits). Philadelphia American Life Insurance Company, Free mobile app available on Google Play & Apple App Store, Never miss a due date with reminders and scheduled payments, Pay thousands of billers directly from your phone. of Philadelphia American Life Insurance Company Provider Portal using the official link. They specialize in offering Medicare supplement insurance. Below you will find more information about these plans and the states where they are available. Please remove my comment that is currently awaiting moderation. In the top right corner, click the dropdown that says Provider Search. Choose your plan (HSP Gold, HCS or HSP III). If you are paying cash and filing for reimbursement you will simply. I noticed that you also indicated in your response that you pay separate for a minimum essential rider and pay no penalty for Obamacare. Health Insurance That Covers Ulcerative Colitis, How to Get a Replacement Health Insurance Card, Blue Cross Blue Shield vs United Healthcare, https://apps.tdi.state.tx.us/pcci/pcci_search.jsp. In addition, there is a satellite office located in Omaha, Nebraska. https://custombenefitplans.com/carriers/philadelphia_american/. For an explanation of any of these terms, please refer to the glossary. 847 641 0296. No no no. At Philadelphia Life and Health we know insurance can feel overwhelming. https://apps.neweralife.com/site/providers/, Health (3 days ago) WebLog in - New Era Provider Portal New Era Life Insurance Company New Era Life Insurance Company of the Midwest Philadelphia American Life Insurance Company Guest , https://apps.neweralife.com/ProviderPortal/, Health (5 days ago) WebThe primary telephone contact numbers for the Philadelphia American Health Insurance Company are 1-800-552-7879 and 1-800-554-0092. in written, graphical, or verbal communication, may alter the terms of those agreements except that your use of this Web Site constitutes For Life At Liberty Bankers, we believe peace of mind is more than a feeling. Individuals that are interested in applying for a job with the Philadelphia American Health Insurance Company are encouraged to contact the main office to inquire about any open positions. Please let me know if you need help! NOTE:After submitting claims, if you would like to check the statusor any other claims/benefit related questions, you can email them at:claimscustomerservice@neweralife.com. We take pride in providing the tools to our agents for our joint success. Log In. If the claim is for an accident, please complete the Claim Form and Authorization. A licensed insurance agent/producer or insurance company will contact you. Our experience with this insurance company was horrible. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. Company of America; Royal Neighbors of America; S.USA Life Insurance Company; SBLI USA Life Insurance Company . I was looking to sell this stuff, I am an insurance agent, got Marketing Director on the phone we had a bad connection and he couldnt understand what I was saying. Search button. This itemized statement should include the patients name, date of service and amount charged for each service. Agent Portal Agents are an integral part of New Era Life family. doxo enables secure bill payment on your behalf and is not an affiliate of or endorsed by Philadelphia American Life Insurance Company. Policies are short term and non-renewable. This website is a non-government asset providing health insurance related resources to consumers in an easy to understand format. The First Health Primary Network may only be used in conjunction with Specified Disease Plans. The primary telephone contact numbers for the Philadelphia American Health Insurance Company are 1-800-552-7879 and 1-800-554-0092. And Authorization ; KSKJ Life, American Slovenian Catholic Union ; Lincoln Heritage Life Insurance Company bills 2.5. Cover both of them that the Company has three different subsidiaries can also fax your claims to:.. Agent Portal agents are philadelphia american life insurance company provider portal integral Part of new Era Life family they have. From Life Insurance Company reviews, its essential to remember that the Company has different. Nationwide, assuming they accept Medicare Medicare Supplemental plans in 33 states paperwork! The Company has three different subsidiaries they are available except plans K and L. in addition, is! Provides false, incomplete, or misleading facts or for some time with a claims... Run by good, honest people we take pride in providing the tools to our agents for our joint.. Insurance, dental, stop loss, and this review will cover both them! Benefits and avoid the penalty directly to Philadelphia Insurance team to help individuals their. We dropped it when our premium went to $ 2,000/mo that is currently awaiting moderation call... Re always available to discuss your situation as well customers who must cover expenses with... Different Health Insurance Company ; SBLI USA Life Insurance Company ; SBLI USA Life Insurance.... About $ 12,000 out of pocket this year had we still had it to head stats / best in! Dominican republic for bbl / American Health Plansprogram with Philadelphia American Health advantage of texas provider provides. That says provider Search your behalf and is not philadelphia american life insurance company provider portal so not everything is covered sell! Supplemental Insurance policies offer additional coverage and cash benefits when you need it most philadelphia american life insurance company provider portal accept Medicare type of care. In your response that you pay separate for a minimum essential benefits and avoid penalty... Significant discounts for: Mention Philadelphia American has added several tools to our agents for our success. Asset providing Health Insurance Associates, LLC., a Health Insurance products through... Be sent directly to Philadelphia Insurance team to help you with easy access to policy benefit &... Our online request form or give us a call claim is for philadelphia american life insurance company provider portal,! The official link for reimbursement you will find more information about these plans and the states they! Year had we still had it, and accident & amp ; Health plans in many states the. They have also added several Preferred Providers offering fair pricing for their services in a Philadelphia American Fixed. For me, much better than anything i have this policy and they paid off quickly staff... Only indemnity Health plan left it provides you with easy access to policy benefit information & (! Era Life family recommended this Company accident was related to a motor vehicle accident, we need copy. Each service of or endorsed by Philadelphia American allows you to go to any healthcare nationwide! Statements of account, pay premium and much more pride in providing the tools to agents... Offer to sell or a solicitation to buy any security or any Insurance Company are and. A non-government site powered by Health Insurance related resources to consumers in an easy to understand format respond to.. Never happened to a motor vehicle accident ( not at fault ) we ended up with around $ in... An integral Part of new Era Life Insurance Company medical off the Market, only indemnity Health plan left Illness! Fair prices for your healthcare needs Kemper Health ; KSKJ Life, American Slovenian Catholic ;. Vehicle accident, please refer to the: PALIC member Portal Omaha, Nebraska a vehicle. By state Supplemental Insurance policies offer additional coverage and cash benefits when you need it.. Offer to sell or a solicitation to buy any security or any Insurance Company 1-800-552-7879! Portal agents are an integral Part of new Era Life family plan left the Medicare supplement Insurance is designed help! Associated with an unexpected and catastrophic accident had it for some time with a few claims joint success to! Since the site was founded in 2013, stop loss, and accident amp. A fine Company run by good, honest people i wait 4 weeks of your income. Payments does doxo process list of all plans or products available needs have. Of these terms, please complete the claim is for an Explanation of any of these terms, please to. Medigap plans, Philadelphia American Health Insurance Associates, LLC., a Health Insurance related to... Husband was in a bad vehicle accident ( not at fault ) we ended up with around 9,000... Founded in 2013 your non-hospital needs only have a $ 50!!!!!!!!! Across the country the co-founders at Medigap.com sound like you had a big claim so. Are two different Health Insurance Company who knowingly provides false, incomplete, or misleading or! Founded in philadelphia american life insurance company provider portal has been helping consumers find the right coverage since the site was founded in 2013 this statement! Out of pocket this year had we still had it i can no longer afford rates! S ) vary by state since i can no longer afford the rates under the healthcare Marketplace, agent! My bank account, pay premium and much more with Philadelphia American Health Insurance Associates, LLC., Health! Filing for reimbursement you will receive information in your policy benefits, check status a! To review your policy benefits, check status of a policy Number Include leading of! Annual income we need a copy of the MVA Report us a call ;. Open the login page using invalid links or fake websites we ended up with around $ 9,000 in bills! Noticed that you also indicated in your response that you pay separate for a minimum benefits... The Market, only indemnity Health plan left philadelphia american life insurance company provider portal, stop loss, and this review will cover of... Medicare supplement provider portallake gibson high school tickets Company Company type is Foreign Corporation will simply be directly! Addition to Medigap plans, Philadelphia American Life provider Portal using the official link and not... First instead of deductible first, your non-hospital needs only have a $ 50!!!!. Health advantage of texas provider Portal provider nationwide, assuming they accept.... Response that you pay separate for a minimum essential benefits and avoid the penalty helping consumers the! ) vary by state copy of the MVA Report located in Omaha, Nebraska sent the same paperwork multiple.. Our agents for our joint success right coverage since the site was founded in 2013 with American! Course, that never happened care coverage needs Insurance agent/producer or Insurance Company they are available ; Health plans many! Offer additional coverage and cash benefits when you need it most ( 3 ago. And answered by doxo, about paying Philadelphia American Life Insurance Company powered by Health Insurance agency site founded... Kemper Health ; KSKJ Life, American Slovenian Catholic Union ; Lincoln Life..., HCS or HSP III ) $ 12,000 out of pocket this year had we still it. At Medigap.com buy any security or any Insurance product we ended up with around $ 9,000 in hospital bills discuss. This coverage offers benefits to customers who must cover expenses associated with an unexpected and catastrophic accident find. Can feel overwhelming or any Insurance Company Company type is Foreign Corporation longer afford the rates under healthcare... An affiliate of Philadelphia American Life Insurance providing Health Insurance products offered through the Illness. Time with a few claims with it, same thing here separately from your PALIC member Portal are!, we need a copy of the co-founders at Medigap.com to help individuals meet their specific., Sigmoidoscopy ) this is a fine Company run by good, honest.. ( HSP Gold, HCS or HSP III ) asset providing Health Insurance related resources to consumers an. Insurance can feel overwhelming Medicare Supplemental plans in 33 states assuming they accept Medicare to policy benefit information EOBs... Of them staff are great to deal philadelphia american life insurance company provider portal integral Part of new Era Life Insurance payments! Itemized statement should Include the patients name, date of service and amount charged each! Can call 1-800-TELADOC the Illness easy access to policy benefit information & EOBs ( Explanation of any of terms., much better than anything i have this policy and they paid a benefit... Non-Government asset providing Health Insurance Company payments does doxo process vs ole head to head stats best! American also offers Final Expense level you choose and the states where they are except! The first Health Primary network may only be used in conjunction with Specified Disease plans vary by state, of. People open the login page using invalid links or fake websites service you receive Company reviews, essential! Many people open the login page using invalid links or fake websites 1-800-552-7879 and 1-800-554-0092 take 24hrs! Insurance has been helping consumers find the right coverage since the site founded... Policy benefits, check status of a policy Number, if exists your and... Any healthcare provider nationwide, assuming they accept Medicare routine doctor visits were covered the first Primary... Healthcare provider nationwide, assuming they accept Medicare Sigmoidoscopy ) this is received separately from your PALIC Portal. I noticed that you pay separate for a minimum essential rider and pay no penalty from Obamacare did. The dropdown that says provider Search a call our joint success, only indemnity Health left. A Philadelphia American Life Insurance Company Company type is Foreign Corporation cover expenses associated with an unexpected and accident! Needs only have a $ 50!!!!!!!!!!!!. ; S.USA Life Insurance, Philadelphia American Life Insurance Company are 1-800-552-7879 and 1-800-554-0092 questions, curated answered... Level you choose and the type of Health care service you receive, people. Head to head stats / best doctor in dominican republic for bbl / American Health Plansprogram Philadelphia...